By accessing or using CalcMyMortgage.com (the "Website" or "Service"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use this Website.
These Terms apply to all visitors, users, and others who access or use the Service. We reserve the right to update these Terms at any time. Your continued use of the Website after any changes constitutes your acceptance of the revised Terms.
CalcMyMortgage.com provides a free, browser-based mortgage calculator that estimates monthly mortgage payments, amortization schedules, total interest costs, and related calculations based on information entered by the user. The Service also includes the ability to export amortization data to Excel and PDF formats.
The Service is provided free of charge. We reserve the right to modify, suspend, or discontinue the Service at any time without notice.
This is the most important section of these Terms. Please read it carefully.
CalcMyMortgage.com is an educational and informational tool only. Nothing on this Website constitutes financial, mortgage, investment, tax, legal, or professional advice of any kind.
Specifically:
Before making any mortgage or real estate financial decision, you should consult a licensed mortgage professional, certified financial planner, or qualified legal and tax advisor.
The Service is provided on an "as is" and "as available" basis without warranties of any kind, express or implied.
Calculator results are mathematical estimates only. Actual mortgage payments, total interest costs, and amortization schedules will differ from estimates based on real-world lender terms, fees, insurance, taxes, and market conditions.
In no event shall CalcMyMortgage.com's total aggregate liability to you exceed one hundred US dollars ($100.00) for any claim arising out of or related to these Terms or the Service.
Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities. In such jurisdictions, our liability is limited to the maximum extent permitted by law.
All content on CalcMyMortgage.com — including but not limited to the website design, layout, graphics, text, calculator code, and JavaScript — is owned by or licensed to CalcMyMortgage.com and is protected by applicable copyright, trademark, and intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes. You may not:
Exporting your own calculation results to Excel or PDF for personal use is permitted and encouraged.
You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of others. You must not:
We reserve the right to restrict or terminate access for any user who violates these Terms.
CalcMyMortgage.com displays advertisements served by Google AdSense. These advertisements are provided by Google LLC and its advertising partners. We do not control the content of third-party advertisements, and their display does not constitute our endorsement of any product, service, or company advertised.
Clicking on advertisements will take you to third-party websites that are governed by their own terms and privacy policies. We are not responsible for the content, accuracy, or practices of third-party advertisers or their websites.
For information about how Google uses data in connection with advertising, please see the Google Privacy Policy.
The Website may contain links to third-party websites for informational purposes. These links do not constitute our endorsement of those websites or their content. We have no control over the content, privacy practices, or terms of use of third-party sites and accept no responsibility for them. You access third-party websites at your own risk.
Your use of CalcMyMortgage.com is also governed by our Privacy Policy, which is incorporated into these Terms by reference. The Privacy Policy describes how we handle information collected through the Website, including our use of Google AdSense cookies.
CalcMyMortgage.com is intended for use by individuals who are at least 18 years of age. Mortgage and home loan decisions are significant financial commitments that require legal capacity to contract. By using this Service, you represent that you are at least 18 years old or that you are using the Service under the supervision of a parent or legal guardian who agrees to these Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions.
Any dispute arising out of or relating to these Terms or your use of the Service shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in Broward County, Florida, in accordance with the American Arbitration Association's Consumer Arbitration Rules, except that either party may seek injunctive or other equitable relief in a court of competent jurisdiction.
You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.
We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review these Terms periodically.
Your continued use of the Website after any changes are posted constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must stop using the Service.
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be modified to the minimum extent necessary to make it enforceable, or severed from these Terms, and the remaining provisions will continue in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and CalcMyMortgage.com regarding your use of the Service and supersede all prior agreements and understandings.
If you have any questions about these Terms of Use, please contact us:
CalcMyMortgage.com
Website: https://calcmymortgage.com
Email: admin@calcmymortgage.com
We will do our best to respond to inquiries within 30 days.